India EOR guide
Bridge91 · India
ESI in India: Employees State Insurance Rates and Coverage
A government health and social security scheme providing medical, sickness, disability and maternity benefits. It applies only below a wage ceiling, which is why many foreign employers never encounter it.
- Employer contribution
- 3.25%
- of gross salary
- Employee contribution
- 0.75%
- of gross salary
- Wage ceiling
- ₹21,000
- per month
- Filed
- Monthly
ESI applies where an employee’s gross pay is ₹21,000 a month or below. Above that they are outside the scheme and no contribution is due from either side.
Most engineering, product and professional roles hired by companies in the US, the UK, Europe and anywhere else outside India sit well above the ceiling, so ESI never arises. Support, administrative and junior roles frequently sit below it.
This guide is general information about Indian employment law and practice, not advice on your situation. Rates and thresholds change. Talk to us before acting on any of it.
Talk to us
Tell us who you want to hire.
Thirty minutes, no obligation, no pitch. Bring one role and the salary you have in mind. You will leave the call knowing what it costs, what it obliges you to, and how soon it can happen.
Or email contact@bridge91.com. Once you are a client, support is instant and 24/7, by WhatsApp, email and the web-based portal.